HDFC Bank Personal Loan Up to ₹15 Lakh, No Security or Guarantor Required
Life brings opportunities and challenges that often demand instant financial support. Whether you are planning a dream vacation, funding a wedding, managing medical expenses, or renovating your home, HDFC Bank’s Personal Loan is designed to make it simple and stress-free. With loan amounts of up to ₹15 lakh, you can achieve your goals without pledging any security or arranging a guarantor.
Key Features and Benefits
- Loan up to ₹15 lakh: Borrow the amount you need, big or small, to meet personal or emergency needs.
- No collateral or guarantor: 100% unsecured — your income and credit history are enough to qualify.
- Instant approval and fast disbursal: Get your loan approved within minutes and the funds credited to your account within 24 hours of documentation.
- Flexible repayment options: Choose a tenure between 12 and 60 months for comfortable EMIs that suit your budget.
- Attractive interest rates: Enjoy competitive rates starting from 10.50% per annum, depending on your eligibility and credit profile.
- Minimal documentation: Apply online with just your basic KYC, income proof, and bank statements.
- Top-up facility available: Already an HDFC Bank customer? Get instant top-up on your existing loan without fresh paperwork.
Eligibility Criteria
To apply for an HDFC Bank Personal Loan, you should:
- Be an Indian resident aged between 21 and 60 years.
- Have a minimum monthly income of ₹25,000.
- Be salaried with a stable job in a private limited, public limited, or government organization.
- Maintain a good credit score (CIBIL 700+) for smooth approval and lower interest rates.
Documents Required
Applying is quick and simple. You only need:
- Proof of Identity: Aadhaar Card, PAN Card, or Passport.
- Proof of Address: Utility bill, passport, or rental agreement.
- Income Proof: Latest three months’ salary slips.
- Bank Statement: Last six months’ account statement.
Easy Application Process
- Click “Apply Now” on HDFC Bank’s official Personal Loan page.
- Provide basic details — name, income, and desired loan amount.
- Get instant approval based on your credit profile.
- Upload your documents and eSign the loan agreement.
- Receive funds directly into your bank account, often within a single working day.
Why Choose HDFC Bank?
With millions of satisfied customers nationwide, HDFC Bank stands for trust, transparency, and convenience. Enjoy zero hidden charges, customized EMI options, easy online tracking, and 24×7 customer support through NetBanking or MobileBanking.
Take control of your finances today — apply for an HDFC Bank Personal Loan and experience speed, simplicity, and security like never before.
